Privacy Policy

This Privacy Policy explains the types of information we may collect, how we may use and disclose the information once it is collected, and, where applicable, how you can stop us from collecting, using, disclosing or continuing to hold your information. By accessing our website, you agree to be bound by this Privacy Policy. If you do not agree to (or cannot comply with) all of the terms of this Privacy Policy, you may not access this website.

1. What information may be collected?
   1. User-Provided Information
      • During your access to our website, you may provide us with personal information, such as your name, e-mail address, phone number, city and state, information provided in emails to us, or other information that could be used to identify you as an individual or allow someone to contact you, as well as any information that relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, to you (collectively, “Personal Information”). Personal Information can be collected directly from you or indirectly as described below.
   2. Location Data
      • When accessing our website from a mobile device, you may share the geographic location of your device with us if you have consented to location services generally through your device’s settings. Your device may continue to transmit its location to us until you change your device settings.
      • As is typical of many websites and mobile applications, when you access our website, we may collect information about your device including: Your IP address (which we may associate with your domain name or that of your Internet access provider or wireless carrier, and your location); Unique ID number associated with your device; Web browser and operating system information; Language of your device; Wireless connections you are using; Referring page that linked you to us; Your activities, including browsing and transaction history; Pages, content, and ads you view or click on during your access to website, and when and for how long you do so; The next web site you visit after leaving our web site; and Search terms you enter on our website. In addition, we may deploy tracking technologies to collect additional information about your use of the website, as set out in the “Cookies and other tracking technologies” section of this Privacy Policy.
2. How is your information used?

   We or our service providers may use the information we collect from or about you to perform the following functions:

   • Improve our website to match your interests and history with us.
   • Localize the content and articles that are displayed to you based on your geographical location.
   • Conduct market research.
   • Improve or develop new features and offerings in our website.
   • Send you information about services or events that we think might be of interest to you.
   • Generate analytics reports on the usage of our website.
   • Respond to your requests, questions and concerns protecting our rights and property.
3. How do we secure your Personal Information? We use reasonable technical, administrative and physical security measures to protect any personal Information collected. We cannot guarantee that any information, during transmission through the Internet or while stored on our systems or otherwise in our care, will be absolutely safe from unauthorized access or use (e.g., by hackers).
4. Cookies and other tracking technologies

   We, and/or our service providers or partners on our behalf, may use tracking technologies, which may run on your device when you use the Services. The circumstances in which we may deploy tracking technologies include:

   • We may use cookies or local shared objects, such as “Flash cookies.” Cookies are small packets of data that a website stores on your computer’s or mobile device’s hard drive (or other storage medium) so that your computer will “remember” information about your visit. We use both first and third party session cookies and persistent cookies. Session cookies make it easier for you to navigate our Services; a session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time or until you delete them. You can remove persistent cookies by following directions provided in your web browser’s “help” file. To the extent we provide a log-in portal or related feature on our Services, persistent cookies can be used to store your passwords so that you don’t have to enter it more than once. Persistent cookies also enable us to track and target the interests of our visitors to personalize the experience on our Services. Similar to many other websites, if you have enabled cookies in your browser, we, independently and through enabled third-party tools and programs, may collect certain technical information using cookies, such as originating IP address, browser type, browser language, how a user got to the Service (i.e., the URL of the last website you visited), the next website the user visits, what pages are visited, the length of each site visit, and the date and time of the user’s visit. This information helps us track trends and improve user experiences when using the Services.
   • We may send instructions to your computer or device using JavaScript or other computer languages to gather the sorts of information described above and other details about your interactions with the Service.
   • These tracking technologies may be deployed by us and/or our service providers or partners on our behalf (for more information on our Third Party Analytics Providers and Third Party Ad Servers and Networks). These technologies enable us to assign a unique number to your computer or device, and relate information about your use of the Services to other information about you, including your personal Information. These technologies also enable us to recognize you when you access our Services using different web browsers or devices.
   • You can manage website cookies in your browser settings. If you choose to change your settings, you may find that certain functions and features will not work as intended on the services. All browser settings are slightly different, so to manage cookies, you should refer to the relevant settings within your browser.
5. Links and connections to Third Party Services
   • Social Networks
   • We maintain a presence on social media and other external platforms, such as Youtube, Facebook, Instagram and Twitter. We may occasionally incorporate third party social networking features into our Services. This Privacy Policy applies to our use of information you submit to us there, but it does not apply to what those third-party platforms do with your information.
   • Our Services may allow you to share information with us that you have already provided to a third party social networking platform. For example, you may be able to create an account on our service or log in to our service using your Facebook account or other third-party credentials. If you do so, personal Information or other data that you have provided to the third party may be made available to us by that third party subject to its own privacy policy, terms, and conditions. Privacy policies of social networks and other external platforms explain how those third parties use, protect, and share your information, including any information you share on those platforms from our Services, and we encourage you to read them. The information we receive from these platforms may depend on your privacy settings.
   • Third-Party Websites and Content
     • Our service allows access to third party content and services and may contain links, banners, widgets, or advertisements that lead to third-party websites. We are not responsible for these other websites or services and so their posted privacy policies (not this Privacy Policy) will govern the collection and use of your information through them. For example, the Services utilize YouTube’s API Services. When you engage YouTube’s content and services through our Services, YouTube’s Terms of Service and Google’s privacy policy shall apply. We encourage you to read the privacy statements of services visited through our Services or websites visited after leaving our Services to learn about how your information is treated by others.
   • Third-Party Analytics Providers
     • We use one or more third-party analytics services to evaluate your use of the services by compiling reports on activity (based on their collection of IP addresses, Internet service provider, browser type, operating system and language, referring and exit pages and URLs, data and time, amount of time spent on particular pages, what sections of the services you visit, number of links clicked, search terms and other similar usage data) and analysing performance metrics. These third parties use cookies and other technologies to help collect, analyse, and provide us reports or other data.
     • By accessing and using the services, you consent to the processing of data about you by these analytics providers in the manner and for the purposes set out in this Privacy Policy. For more information on these third parties, including how to opt out from certain data collection, please visit the sites below. Please be advised that if you opt out of any third party data collection, you may not be able to use the full functionality of the Services.
     • For Google Analytics, please visit: https://www.google.com/analytics
6. Opt Out of E-mail Marketing

   You can opt out of our promotional e-mails by clicking the opt-out/unsubscribe link within the e-mail you receive. Please understand that it may take us a few days to process any opt out request and that even if you opt out of receiving promotional correspondence from us, we may still contact you in connection with your relationship, activities, transactions, and communications with us.

7. Changes to this Privacy Policy

   We may change this Privacy Policy from time to time. When we do, we will let you know by posting the changed Privacy Policy on this page with a new “Last Updated” date. By accessing the services after we make any such changes to this Privacy Policy, you are deemed to have accepted such changes.